Your Florida Medicaid Planning Questions — Answered
Can I qualify for Medicaid if I have too many assets or own a home?
Often yes. Florida treats some assets as exempt (in many cases including your primary home, within limits), and there are legal strategies to protect or convert countable assets. A consultation is the way to know where you stand.
What is the 5-year look-back — and is it too late for me?
Medicaid reviews certain asset transfers made in the five years before applying, and some gifts can create a penalty. But even in a crisis, planning options exist — it’s rarely truly “too late” to protect something.
How much does long-term care cost in Florida, and will Medicaid pay?
Nursing-home care often exceeds $10,000 a month. Medicare generally won’t cover long-term custodial care; Medicaid can, once you qualify.
Do I have to sell my house or spend down everything first?
Usually not. Protecting the home and savings within the rules is exactly what Medicaid planning is designed to do.
What’s the difference between elder law and estate planning?
Estate planning focuses on what happens to your assets after you pass; elder law focuses on protecting your income and assets during your life, including planning for long-term care.
Can you help if my loved one is already in a facility?
Yes — crisis Medicaid planning is a core part of our practice.
What happens in the free consultation?
We learn your situation, explain your options in plain English, and outline next steps — with no obligation.
