Myth: “Leaving them money in my will is fine.”
A direct inheritance can disqualify your loved one from SSI or Medicaid.
Myth: “Any trust will protect their benefits.”
Only a properly drafted special needs trust does. The wrong kind or wording can count as their money.
Myth: “A sibling can just hold the money for them.”
Money in a sibling’s name is legally theirs, exposed to their creditors, divorce or death.
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