What Families Need to Know About Coral Reef Subacute Care Center in Miami Florida

Coral Reef Subacute Care Center is a 180-bed nursing home and rehabilitation facility located at 9869 SW 152nd Street in Miami, Florida 33157. The facility is certified for both Medicare and Medicaid and provides short-term rehabilitation as well as long-term skilled nursing care. This page summarizes publicly available data about the facility from the Centers for Medicare and Medicaid Services, explains how Florida Medicaid can help cover long-term care costs for eligible residents, and provides guidance for families evaluating nursing home options in the Miami area. For personalized help with Medicaid planning or nursing home placement, speak with a Florida Medicaid planning attorney at Elder Needs Law.

Facility Overview

Coral Reef Subacute Care Center has been a Medicare and Medicaid certified facility since 1996. It is located in the Palmetto Bay area of Miami-Dade County, near the campus of Baptist Hospital of Miami, which is frequently cited by families as a proximity advantage when a resident requires acute hospital care.

CMS Star Ratings

The Centers for Medicare and Medicaid Services publish a Five-Star Quality Rating System that evaluates nursing homes across four categories. Each category is rated on a scale of one to five stars, with five stars representing the highest performance. The ratings below reflect the most recently available CMS data.

The facility's quality measure scores, particularly the long-term care quality rating of 5 stars, indicate that clinical outcomes for residents receiving ongoing care compare favorably to state and national benchmarks. The lower overall and health inspection ratings reflect the inspection and complaint history described below. Families should review both the star ratings and the underlying inspection reports when evaluating placement at any facility.

Inspection History and Compliance Record

CMS and Florida's Agency for Health Care Administration conduct periodic health and fire safety inspections of licensed nursing homes. The inspection history for Coral Reef Subacute Care Center includes the following notable items from publicly available records.

Complaints and Fines

• 7 substantiated complaints on record
• 3 fines totaling $289,140
• 2 facility-reported incidents on record

Fire Safety Deficiencies from Most Recent Survey

• Deficiencies related to fire alarm system installation, maintenance, and testing
• Deficiencies related to automatic sprinkler system inspection and testing
• Deficiencies related to cooking facility protection
• Deficiencies related to exit door requirements

All fire safety deficiencies identified in the 2022 survey carried correction dates of January 2023. Families reviewing inspection history should confirm whether identified deficiencies have been corrected by requesting the most current inspection report directly from the facility or accessing it through Medicare.gov's Care Compare tool.

What the Ratings Mean for Families

A 1-star overall rating does not necessarily mean a facility is unsafe for every resident, but it does mean the facility has performed below average on health inspections and that families should conduct additional due diligence before making a placement decision.

The most meaningful steps families can take when evaluating Coral Reef Subacute Care Center or any Miami nursing home include:

• Visiting the facility in person at different times of day, including evenings and weekends
• Requesting and reading the full text of the most recent health inspection report from Medicare.gov or AHCA's Florida Health Finder
• Speaking directly with the Director of Nursing about staffing ratios, staff turnover, and how care plans are developed and updated
• Asking about the facility's discharge planning process and rehospitalization rates
• Speaking with family members of current residents if possible
• Confirming the facility's current Medicaid census and whether they have available Medicaid-certified beds if long-term placement is the goal

The facility's 3-star staffing rating and 4-star quality measure rating suggest that while the inspection record raises questions, the day-to-day clinical care metrics are closer to average or above average. Reviewing all available data together rather than relying on the overall star rating alone gives families a more complete picture.

How to Pay for Care at Coral Reef Subacute Care Center

Nursing home care in Miami-Dade County is among the most expensive in Florida. Families considering placement at Coral Reef Subacute Care Center or any nearby skilled nursing facility should understand the four primary payment sources available.

Medicare Medicare Part A covers skilled nursing facility care for up to 100 days following a qualifying inpatient hospital stay of at least three days. Medicare pays 100 percent of covered costs for days 1 through 20. For days 21 through 100, Medicare requires a daily copay of $204.00 in 2026. After day 100, Medicare pays nothing and the resident must transition to another payment source.

Medicare coverage is intended for short-term rehabilitation and skilled care, not long-term custodial placement. Families who expect their loved one to remain in the facility beyond 100 days should begin Medicaid planning as early as possible.

Florida Medicaid Florida Medicaid covers long-term nursing home care with no day limit for residents who meet the financial and functional eligibility requirements. Coral Reef Subacute Care Center accepts Medicaid, meaning eligible residents can remain in the facility long term with Medicaid covering the cost of care.

To qualify for Florida Medicaid long-term care in 2026, a single applicant must have no more than $2,000 in countable assets and monthly income below $2,982. Most residents in a nursing facility direct nearly all of their monthly income toward the cost of care as a patient pay amount, keeping only a small personal needs allowance of $160 per month.

Planning ahead is essential. Families who begin Medicaid planning before or immediately after admission have significantly more options than those who wait until assets are nearly exhausted. For a complete overview of Florida Medicaid asset rules and eligibility, read our guide on Florida Medicaid asset rules.

Long-Term Care Insurance Residents who hold a qualifying long-term care insurance policy may use those benefits to cover nursing home costs. Policies vary widely in their benefit amounts, elimination periods, and covered care settings. Families should review the policy terms carefully and work with the insurance carrier to coordinate benefits with any Medicaid coverage.

Private Pay Residents without Medicaid coverage or long-term care insurance pay privately from personal assets. Private pay rates at skilled nursing facilities in Miami-Dade County typically range from $350 to $500 or more per day depending on the level of care required. At those rates, even a substantial savings account can be exhausted within months, which is why Medicaid planning is so important for families without long-term care insurance.

Alternatives to Nursing Home Placement in Miami

For families who are not yet ready for full-time nursing home placement or who prefer a less restrictive care setting, several alternatives may be appropriate depending on the individual's functional needs and available support.

• Home health care through Florida Medicaid's SMMC-LTC Waiver provides personal care services, skilled nursing visits, and other supports that allow many individuals to remain in their own home or a family member's home
• Assisted living facilities in Miami-Dade County provide residential care with varying levels of nursing oversight and are covered for eligible recipients through the SMMC-LTC Waiver
• Adult day health care provides structured daytime supervision, activities, and health monitoring for individuals who live with family members and need daytime support

For many Florida families, Medicaid Waiver-based home care or assisted living is a preferred alternative to nursing home placement because it supports independence and community integration while still providing meaningful coverage for care costs. Read our guide on Florida Medicaid long-term care programs for a complete overview of waiver-based care options.

Choosing a Nursing Home in Miami With Medicaid in Mind

Not all nursing homes in Miami accept Medicaid, and among those that do, not all have available Medicaid-certified beds at any given time. Families who are planning for long-term nursing home placement while also navigating Medicaid eligibility should confirm several things before committing to a facility:

• Whether the facility is currently accepting new Medicaid residents
• Whether the facility will accept a Medicaid application after a period of private pay
• Whether the facility's Medicaid bed census has open capacity
• Whether the facility has experience working with residents and families who are applying for Medicaid during or after admission

A Florida Medicaid planning attorney can help coordinate the Medicaid application process with the facility's admissions and social work team, ensuring that the application is filed correctly and that no planning opportunities are missed during the transition from Medicare or private pay to Medicaid coverage.

Frequently Asked Questions

Q. Does Coral Reef Subacute Care Center accept Medicaid?

A. Yes. The facility is certified for both Medicare and Medicaid. Residents who meet Florida Medicaid's income and asset requirements may use Florida Medicaid to cover long-term nursing home costs. A Florida Medicaid planning attorney can help families determine eligibility and apply.

Q. What is the CMS star rating for Coral Reef Subacute Care Center?

A. The facility holds a 1-star overall rating from CMS. It receives a staffing rating of 3 stars and a quality measure rating of 4 stars. Families are encouraged to visit in person, review the most recent inspection reports on Medicare.gov, and speak with the admissions team before making a placement decision.

Q. How do I pay for nursing home care at Coral Reef Subacute Care Center?

A. Payment options include Medicare for short-term skilled care following a qualifying hospital stay, Florida Medicaid for long-term care if the resident meets eligibility requirements, long-term care insurance, or private pay. A Florida Medicaid planning attorney can help families structure assets to qualify for Medicaid coverage.

Q. What should I look for when choosing a nursing home in Miami?

A. Review the CMS star rating and individual category scores on Medicare.gov. Request the most recent inspection report and ask about staffing ratios, staff turnover, available activities, and discharge planning practices. A Florida elder law attorney can also help you understand which facilities accept Medicaid and how to plan for long-term care costs.

Work With a Florida Medicaid Planning Attorney

Navigating nursing home placement, understanding CMS ratings, and planning for the cost of long-term care are challenges no family should face alone. The Florida Medicaid planning attorneys at Elder Needs Law help families throughout Miami-Dade, Broward, and Palm Beach Counties and across all of Florida understand their options, apply for Medicaid, and build plans that protect assets while ensuring their loved one receives the care they need. We serve all of Florida remotely and in person from offices in Aventura, Boca Raton, Plantation, and Spring Hill.